According to time-management expert Julie Morgenstern, there are two kinds of perpetually late people: those who are always 10-15 minutes behind schedule, and those whose lateness varies. The first group needs to do a little soul-searching, as their issue is most likely psychological. The second group needs to pay more attention to how long things actually take--they may simply be trying to cram too much into their day. What about those of us who fall into both groups?